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The federal Fair Credit Reporting Act (FCRA) governs the consumer reporting industry, including employment related background checks. As a subject of a consumer report, you should be familiar with your rights as outlined in the CFPB’s document A Summary of Your Rights Under the Fair Credit Reporting Act.

Numerous states also have consumer reporting laws regarding consumer reports for employment purposes. These laws typically protect the consumer in their state of residence. For more information on whether your state offers additional rights beyond those provided in the Fair Credit Reporting Act (FCRA), check with your state’s Department, Division, or Office of Consumer Affairs.

If a Consumer Reporting Agency is sending your information outside of the United States, under the U.S.-EU Safe Harbor Framework, the Consumer Reporting Agency should not do so without informing you of such and obtaining your written authorization to do so. Frasco Profiles operates in conformity with the U.S.-EU Safe Harbor Framework and will never off-shore your personal information unless it is necessary to complete a portion of your background check in another country (such as verifying a foreign degree). If we do need to forward-transfer some portion of your personal identifying information to complete your background check, we will never do so without obtaining your express permission in advance.

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