Identity Theft
If you believe you have been the victim of identity theft, it is important to take immediate action to prevent further reputational and credit damage. The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) are both excellent resources for determining what steps to take to stop the damage and repair your credit.
The CFPB has published a document entitled Remedying the Effects of Identity Theft.
Additional information can be found on the CFPB website by searching “identity theft” at Consumer Financial Protection Bureau (consumerfinance.gov)
Lastly, to protect your credit, you can contact any or all of the three nationwide credit reporting agencies to place a fraud alert and security freeze on your credit file:
Online | By calling | By mail |
Equifax Alerts | (800) 685-1111 | Equifax Consumer Fraud Division, PO Box 740256, Atlanta, GA 30374 |
Experian Fraud Center | (888) 397-3742 | Experian, P.O. Box 9554, Allen, TX 75013 |
Transunion Fraud Alert | (888) 909-8872 | TransUnion Fraud Victim Assistance Department, P.O. Box 2000, Chester, PA 19016 |